Coming up on November 10-11 will be a symposium hosted by the Washington & Lee Law Review on Regulation in the Fringe Economy. Details are here. This corner of the consumer credit marketplace is exceedingly important but little-studied and recent innovations such as the Durbin Amendment and Credit CARD Act are increasing its importance as more people drop out of the mainstream consumer credit market. Looks like a very interesting program with a lot of excellent participants. Kudos to Jim Hawkins for organizing the program. At some point there will also be a conference website that will collect drafts of the papers.