I’ll be participating in a program tomorrow on “A Growing Crisis in the Credit Market,” a one-day conference on “The Plight Facing the Unbanked and the Under-Banked in America.” The program is co-sponsored by the National Urban League, National Bankers Association, Competitive Enterprise Institute, and Hispanic Leadership Fund and will focus on the challenges of unbanked and under-banked consumers in America today and recent government policies that have increased and exacerbated the problem. Should be an interesting program with an unusually wide variety of perspectives looking at the same problems.