Author Archive | Todd Zywicki

Edith Ramirez Named New FTC Chair

Sitting FTC Commissioner Edith Ramirez has been named the Chair of the FTC. For those who are not aware of the FTC’s operating structure, one must be Senate confirmed to a seat as a Commissioner but the President simply designates the Chair with no Senate confirmation.  So for a sitting Commissioner no further confirmation vote […]

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A Few Personal Notes on Pope Benedict’s Resignation

Jody Bottum has a particularly interesting essay assessing Pope Benedict’s term.  I have little to add as a formal or institutional to much of the chatter assessing Benedict’s record, the various scandals that occurred or emerged on his watch, or why or if he should have resigned. I just want to add two very simple […]

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Federalist Society Podcast on Noel Canning

The Federalist Society has converted the teleforum on Noel Canning in which I participated last week into a podcast.  With respect to CFPB one other option I didn’t fully contemplate at that time was that the now-“headless” agency might revert back to its initial status of the Secretary of Treasury providing oversight of the agency, […]

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The Economics and Regulation of Network Branded Prepaid Cards

I have a new paper at SSRN on “The Economics and Regulation of Network Branded Prepaid Cards,” a fascinating and rapidly-emerging area of the consumer payments economy.  One interesting factor is that, by pushing people out of bank accounts, the Durbin Amending is one of the leading causes of the growth of this market while […]

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Policy-Based Evidence-Making at the CFPB

I have a new post over at the Law and Liberty Blog, “Policy-Based Evidence-Making at the Consumer Financial Protection Bureau” where I examine the CFPB’s use of economic studies in its new ability to pay and “qualified mortgages” rules.  One cornerstone of the CFPB’s claim that it should be exempt from standard oversight controls by […]

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Adam Mossoff on Patent Reform

As one who travels a lot in competition policy circles, I’m familiar with many of the criticisms of the modern intellectual property system.  So I’ve always enjoyed and benefited from my colleague Adam Mossoff and his critiques of those criticisms.  He has a piece up at Forbes.com that is a nice summary of his approach […]

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