I have recently become an Affiliated Scholar with the Mercatus Center at George Mason University working on issues within their Regulatory Studies program, especially related to issues of competition and consumer protection. Last week, in response to a request for Comments by the federal financial regulatory agencies I (along with Mercatus staffer Joe Adamson) filed a comment on subprime mortgage lending standards. Our Comment reviews the existing economics and empirial literature on subprime lending.

Our Comment is available here.