There is much serious commentary about my column in the WSJ yesterday, but this is an amusing one I received:

Thank you for your excellent & long overdue editorial in today's WSJ. However, as a real estate appraiser who specializes exclusively in litigation, Conyer's bill would enable me to equate the bankruptcy court with an annuity.

So as I replied to him--the way to think about bankruptcy mortgage modification is really as part of the job stimulus plan by creating jobs for appraisers!